As you age, there is a likelihood that you will need, at some point, long-term care. You may only need this care for a year or two, or you could need it for decades. Life is unpredictable, so the best thing you can do is to prepare for that eventual need.
It may be difficult for you and your parents as they get older. Not only do senior citizens require more care, their health often declines, requiring you to plan for the future. Although it is an emotional time for you and your loved ones, it may be crucial that you take steps to protect your family.